ÀóÖ¦ÊÓÆµ

COBRA

Continuation Coverage

Federal law requires that employers sponsoring group health plans with more than 20 employees offer their employees and their families the opportunity for a temporary extension of health coverage (called "continuation coverage") at group rates, in certain instances, where coverage under the plan would otherwise end. This section is intended to inform you, in a summary fashion, of your rights and obligations under the continuation coverage provisions of the law. (Both you and your spouse/dependents should take the time to read this section carefully).

If you are the employee of ÀóÖ¦ÊÓÆµ, Dominguez Hills (ÀóÖ¦ÊÓÆµ) covered by a health, dental and/or vision plan(s), you have the right to choose this continuation coverage if you lose your group coverage because of a reduction in your hours of employment or the termination of your employment (for reasons other than gross misconduct on your part).

Spouse/Dependent

If you are the spouse/dependent of an employee covered by the health, dental and/or vision plan(s), you have the right to choose continuation coverage for yourself if you lose group coverage under the health, dental and/or vision plan(s) for any of the following reasons:

  • The death of your spouse,
  • A termination of your spouse's employment (for reasons other than gross misconduct) or reduction in a spouse's hours of employment with ÀóÖ¦ÊÓÆµ,
  • Divorce or legal separation from your spouse,
  • Dissolution of Registered Domestic Partnership,
  • CalPERS non-compliance, or
  • Your spouse becomes entitled to Medicare.
Dependent Child

In the case of a dependent child of an employee covered by the health, dental and/or vision plan(s), he/she has the right to continuation coverage if group coverage under the health, dental and/or vision plan(s) is lost for any of the following reasons:

  • The death of a parent,
  • A termination of a parent's employment (for reasons other than gross misconduct) or reduction in a parent's hours of employment with ÀóÖ¦ÊÓÆµ,
  • Parent's divorce or legal separation,
  • Dissolution of Registered Domestic Partnership,
  • CalPERS non-compliance,
  • A parent becomes entitled to Medicare, or
  • The dependent ceases to be a "dependent child" under the health, dental and/or vision plans. (Age 26, unless permanently disabled and unable to be self supporting).

Under the law, the employee or family member has the responsibility to inform ÀóÖ¦ÊÓÆµ, Dominguez Hills, Payroll Services and Benefits office of a divorce, legal separation, a child losing dependent status, or Social Security Disability determination within sixty (60) days of the event or the date on which coverage would be lost under the health, dental and/or vision plan(s), whichever is later.